How Florida’s HB 837 and Georgia’s SB 68 Could Spark a National Movement in Multifamily Risk Reform - Discover how two landmark laws are reshaping liability, stabilizing insurance markets, and redefining the future of multifamily risk management.
In Florida and Georgia, the rules of liability have changed—permanently. Sweeping tort-reform laws are creating a new era of predictability for property owners and insurers alike. For the multifamily industry, these reforms represent more than legal updates; they mark the beginning of a national blueprint for balanced risk, accountability, and affordability.
The story behind years of skyrocketing insurance costs, “nuclear verdicts,” and the push for fairness.
A side-by-side breakdown of HB 837 and SB 68—what they change, how they differ, and what protection they offer.
Real-world compliance checklists, CPTED best practices, and risk-management strategies that reduce exposure.
Early signs from Florida and Georgia’s insurance markets—and what other states may do next.
Multifamily owners, operators, investors, insurers, and risk-management professionals seeking clarity on the evolving liability landscape.
“When you manage risk, it becomes a tool for growth and resilience. When you let it manage you, it becomes a liability.”
.svg)
